POLICIES AND TERMS OF USE

ARKCapital.io Operated by Ark Solomon Pte. Ltd. (Singapore) Effective Date: [02/03/2026] Last Updated: [02/03/2026]

1. INTRODUCTION

Welcome to ARKCapital.io, operated by Ark Solomon Pte. Ltd., a company incorporated in Singapore.

These Policies and Terms of Use outline the rules, regulations, rights, obligations, compliance standards, and governance framework for the use of this Website.

By accessing this Website, we assume you accept these Policies and Terms of Use in full. Do not continue to use ARKCapital.io if you do not accept all of the terms stated on this page.

The following terminology applies to these Policies and Terms of Use, Privacy Statement, Risk Disclosure, AML & KYC Policy, Disclaimer Notice and any or all Agreements:

“Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms. “The Company”, “Ourselves”, “We”, “Our” and “Us” refers to Ark Solomon Pte. Ltd. “Party”, “Parties”, or “Us” refers to both the Client and the Company, or either one individually.

All terms refer to the offer, acceptance and consideration necessary to undertake the process of assistance to the Client in the most appropriate manner for the purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products, in accordance with and subject to prevailing laws of Singapore and applicable international regulations.

Words in singular, plural, capitalization, he/she/they are interchangeable and refer to the same.

2. NATURE OF WEBSITE & NO FINANCIAL ADVICE

ARKCapital.io provides:

Educational content related to investments and trading Digital investor assessments Introduction services to licensed brokerage partners Informational materials

Nothing on this Website constitutes:

Financial advice Investment advice Legal advice Tax advice Securities solicitation Guaranteed returns

All information is for educational and informational purposes only.

Users must conduct independent due diligence and consult licensed professionals before making financial decisions.

3. RISK DISCLOSURE

Trading and investing involve substantial risk, including:

Loss of capital Market volatility Leverage amplification risk Liquidity risk Regulatory changes Technology and platform failures

Past performance does not guarantee future results.

You acknowledge that you fully understand the risks before participating in any investment activity.

Ark Solomon Pte. Ltd. is not responsible for trading losses with third-party brokers.

4. AML & KYC COMPLIANCE

Ark Solomon Pte. Ltd. maintains strict Anti-Money Laundering (AML) and Know Your Customer (KYC) policies.

We may require:

Government-issued identification Proof of address Source of funds documentation Risk profile assessment Ongoing monitoring

We reserve the right to:

Refuse onboarding Suspend access Terminate relationships Report suspicious activities to relevant authorities

5. PRIVACY POLICY

5.1 Commitment to Privacy

Ark Solomon Pte. Ltd. complies with:

Singapore Personal Data Protection Act (PDPA) GDPR principles where applicable Cross-border data governance standards

We do not sell personal data.

5.2 Personal Data We Collect

We may collect:

Identity & Contact Information

Full name Email Phone number Country of residence

Financial & Investment Data

Risk profile responses Investor classification Communication records

Technical Data

IP address Device information Browser type Usage analytics

Communication Data

WhatsApp interactions Email correspondence CRM records

5.3 Purpose of Processing

We process data for:

Investor onboarding Compliance checks Risk profiling Customer support Marketing (with consent) Fraud prevention Legal compliance

5.4 Legal Basis (Where Applicable)

Processing is based on:

Consent Contractual necessity Legal obligation Legitimate interest

5.5 Data Retention

We retain data only as long as necessary for:

Regulatory compliance Legal obligations Dispute resolution

Data is securely deleted when no longer required.

5.6 Data Security

We implement:

SSL encryption Secure CRM systems Restricted access controls Encrypted communication channels

No system is 100% secure.

5.7 User Rights

You may request:

Access to personal data Correction Withdrawal of consent Deletion (subject to law)

Contact: [[email protected]]

6. COOKIES

We employ the use of cookies.

By using ARKCapital.io, you consent to the use of cookies in accordance with this policy.

Cookies are used to:

Enable functionality Improve user experience Analyze traffic Support marketing performance

You may disable cookies via browser settings.

Some affiliate or advertising partners may also use cookies.

7. LICENSE & INTELLECTUAL PROPERTY

Unless otherwise stated, Ark Solomon Pte. Ltd. and/or its licensors own the intellectual property rights for all material on ARKCapital.io.

All intellectual property rights are reserved.

You may view and/or print pages for personal use subject to restrictions below.

You must not:

Republish material Sell, rent or sub-license material Reproduce, duplicate or copy material Redistribute content unless specifically permitted

8. USER COMMENTS

Certain parts of this website may offer opportunities for users to post opinions (“Comments”).

Ark Solomon Pte. Ltd.:

Does not pre-screen Comments Does not endorse Comments Is not responsible for Comments

To the extent permitted by law, we are not liable for loss or damages arising from Comments.

We reserve the right to remove Comments that are:

Offensive Defamatory In breach of these policies

You warrant that:

You are entitled to post Comments Comments do not infringe intellectual property Comments are not unlawful or invasive

You grant us a non-exclusive royalty-free license to use your Comments.

9. HYPERLINKING TO OUR CONTENT

Organizations may link to our Website provided:

The link is not misleading No false endorsement is implied It fits within context

Government agencies, search engines, news organizations, and accredited businesses may link without prior approval.

No use of Ark Solomon Pte. Ltd. logo or artwork is allowed without written permission.

10. IFRAMES

Without prior written permission, you may not create frames around our Web pages or alter visual presentation.

11. CONTENT LIABILITY

We are not responsible for content appearing on external websites linking to us.

You agree to indemnify and defend us against claims arising from your Website.

12. RESERVATION OF RIGHTS

We reserve the right to:

Request removal of links Amend these policies Restrict access

Continued use constitutes agreement.

13. DISCLAIMER

To the maximum extent permitted by law, we exclude all representations, warranties and conditions relating to this Website.

Nothing limits liability for:

Death or personal injury caused by negligence Fraud Any liability not permitted by law

Where Website services are provided free of charge, we are not liable for any loss or damage of any nature.

14. LIMITATION OF LIABILITY

Ark Solomon Pte. Ltd. shall not be liable for:

Investment losses Indirect damages Business interruption Loss of profits Technology failures Broker performance

Use of this Website is at your own risk.

15. THIRD-PARTY SERVICES

We may introduce users to licensed brokers.

We are not responsible for:

Brokerage performance Trading results Platform downtime Regulatory changes

Users contract directly with third parties.

16. JURISDICTION & GOVERNING LAW

These Policies and Terms are governed by the laws of Singapore.

Disputes shall be subject to Singapore jurisdiction unless otherwise required by law.

17. ELIGIBILITY

You must:

Be at least 18 years old Have legal capacity Comply with local laws

We may restrict access from unsupported jurisdictions.

18. CHILDREN’S PRIVACY

Our services are not intended for persons under 18.

We do not knowingly collect data from minors.

19. CROSS-BORDER DATA TRANSFERS

Your data may be transferred outside Singapore.

We implement appropriate safeguards and contractual protections.

20. AMENDMENTS

We may update these Policies at any time.

Continued use constitutes acceptance of updates.

21. CONTACT INFORMATION

Ark Solomon Pte. Ltd. Website: https://arkcapital.io Email: [[email protected]] Country of Incorporation: Singapore